Which of the following persons could be eligible to receive a VA loan?

• A. A non-veteran spouse
• B. A veteran or deceased veteran's unremarried surviving spouse
• C. A foreign national
• D. A dependent child

Answer: (B)

VA loan eligibility is tied to military service status and certain family relationships to a veteran. A veteran earns eligibility through active or qualifying service, and a surviving spouse of a deceased veteran who has not remarried also qualifies to use a VA loan. This preserves the benefit for the family after the veteran’s death.

The other options don’t fit because a non-veteran spouse doesn’t have VA eligibility on their own, a foreign national generally isn’t eligible for a VA loan, and a dependent child cannot borrow by themselves under the VA program.